hello@united-mortgages.com
0333 091 4776
One adviser. Every chapter.
United together.
Your personal adviser, with you as your story unfolds.
Prefer to talk it through first? Book a time to chat with us.
The same person handles your case from first enquiry to completion - not whoever's free that day.
Reachable evenings and weekends, not just 9‑to‑5.
We don't disappear after completion. Our network of conveyancers, surveyors, and partners is there for what comes next.
Our Mortgages
Find and apply for the right mortgage with our expert support. Whether you're buying your first home or planning your next move, it all starts here.
FIRST TIME BUYERS
Buying your first home is a lot of "what happens next." You'll have one adviser from application to completion who actually knows your file - not a call centre rotation.
I'M A FIRST TIME BUYER
MOVING HOME
Whether you need more space or less, we source the right deal for your next move and manage the process end‑to‑end, alongside your existing mortgage where relevant.
I'M MOVING HOME
REMORTGAGING
If your fixed rate is ending or you want to release equity, we'll compare the market and tell you honestly whether moving is worth it ‑ not just find you a deal.
I'M REMORTGAGINGWhat you could borrow
A realistic range today, one adviser with you the whole way afterwards.
Based on 4.5×-6.0× joint income, standard affordability rules. Your actual offer depends on credit history, existing debt and each lender's own criteria - an adviser will confirm your real range before you apply.
Or run your own numbers
Run your Numbers
See how much you could borrow to secure your dream home
Your Results
Enter your details and click calculate to see how much you could borrow
How Much Can I Borrow?
Use our calculator to see how much you could borrow based on your income and circumstances.
Calculate NowPeople, not a processing queue
One adviser. Evenings, weekends, and bank holidays included.
Whether you're just starting to explore your options or partway through a case, you'll deal with one named adviser - not whoever's free.
Reach out below and that's who you'll speak to, right through to completion.
Property Sourcing
Bine Properties
Property consultancy focused on sourcing and managing off-market real estate in Prime Central London.
Drifthome
A smart UK home finder app making property search fun, fast, and personalised.
Property Like a Pro
UK property investment advice and sourcing for residential investors seeking strategic acquisitions and long-term portfolio growth.
Sokda Planner
Handles property coordination and home setup after you've got the keys.
Financial & Protection
Charterwells
Chartered accountants providing Big Four rigour and a human touch.
Check My File
Check your credit score across major scoring companies in one single place.
Fiberpay
Making cross-border money transfers simple, fast, and secure.
Mortgage Direct
Our specialist contact for mortgages on Spanish property.
Perry Road Legacy
Estate planning and will-writing, protecting what you've built for the long term.
Utility Warehouse
Get all your home and utility services, including gas, electricity, broadband, mobile and home insurance from one company.
Legal & Surveying
Key Conveyancing
Conveyancing solicitors managing contracts, searches, and completion.
Novello Chartered Surveyors
Chartered surveyors assessing the condition and value of your property.
Thomas Legal
Conveyancing solicitors handling the legal transfer of your property.
YouConvey
Guiding you through the home buying journey, minimising stress and reducing moving times by up to 8 weeks
Estate Agents
